Privacy Policy
The following privacy policy (referred to as 'Privacy Policy') will govern the manner in which creditreportscompared.org collects, utilizes and discloses any and all information collected from users (referred to as 'User') of the above stated website, including its subdomains, root URL, services and content (referred to as 'Site'). This privacy policy applies to the site and to all services offer by the site but is not responsible for any external site links included within content.
Introduction
At creditreportscompared.org we prioritize your privacy and that of any user of our Site. Within this text document, you will find all of the information regarding our online practices including the way in which you choose for your personal information to be collected within the Site. 'Personal Information' refers to any information that can be used singularly or in conjunction with any other relevant information that can be used to personally identify you as an individual, including, but not limited to your first and last name, your email address, your home or physical address and any other contact information.
The Personal Information that We Collect and How We Collect It
Whenever a user accesses our Site, we receive and/ or collect Personal Information from them in the following ways:
1. Any information that you choose to provide when you leave a review on one of the topics mentioned on our website. If you choose to leave a review on our Site, then you may be required to fill in certain boxes with relevant information such as your name and email address. You also have the option to provide us with further Personal Information should you choose to do so.
2. Our Site utilizes web browser cookies, log files and tracking technologies. These are merely to gain an understanding of our user preferences and we are able to improve our user's experiences with the website depending on these results. Web cookies are used to record and store information on the hard drive of your computer when visiting a website and you can choose to disable these cookies via your browser's privacy settings, although this may limit access to certain aspects of our website.
3. We may collect information that can be used to personally identify our users in a variety of ways, including, but not limited to when a user registers with our Site, places an order, visits our Site or interacts with any of our resources, features or services. All of our users have the option to visit our Site anonymously.
Your Choice Regarding Your Personal Identification Information
We will only ever collect any Personal Information from you if you voluntarily submit that information to us. You will have the option whether or not to include and provide your Personal Information. You can simply refuse to supply us with any personal identification information and we will never demand it from you. If you refuse to provide this information, then it may limit your possibilities when it comes to interacting with our Site, such as with programs, offers, services, reviews and other forms of engagement.
Non-Personal Identification Information Policies
If you choose to interact with our Site in any way that includes, but doesn't limit commenting, placing a review or requesting further information via online form or email, then we may collect non-personal identification information about you. This information may include your browser name, your type of computer, any technical information regarding your device and your operating system. This information is used to better understand our audience and tailor our services to improve the experience of our users.
Publicly Available Information
You are permitted to post, update, publish, transmit and comment in image, data and textual form within our website for the purpose of use engagement (User Submissions). This will typically apply to specific regions of our Site, including, but not limited to, reviews ('User Submissions'). By commenting in any shape or form, you are acknowledging that the information that you provide will be published publically for other users of our Site, including third parties to access. This is the case even if you provide Personal Information.
If you post your own contact information within a User Submission, then please be aware that you may receive unsolicited contact from third parties, all of which are entirely out of our control and we claim no responsibility for. We encourage you to be wary of the information that you provide and limit the amount of personal information if it can be deemed as a direction to external methods of contact when it comes to contacting you directly.
How We Use Any Information that We Collect from You
Our Site may collect and use a User's Personal Information for any and all of the following purposes:
1. We may use any and all of the Personal Information or feedback that you provide to us willingly in order to improve the services on our Site. If you provide your contact information, we may contact you via that information with services and offers related to the site and only relevant to what you have registered to receive.
2. We may use your Personal Information to improve our customer services including responses to your feedback and support requirements.
3. We may use your Personal Information to enhance your personal experience within our Site, including how particular groups of users access and utilize certain resources within our Site.
4. We may transfer any and all of your Personal Information to our affiliated/ subsidiary websites for the purpose of storing or processing relevant information on our behalf. This information may be submitted to other countries around the world but we require that any third party recipient complies with our Privacy Policy in its entirety.
5. We will only ever provide your Personal Information to third party service providers in order to improve our services to you. Any information may be subject to transfer to a range of countries around the world. We use commercially reasonable efforts to cooperate with third party providers that offer their own privacy policy so as to limit any possibilities when it comes to the transfer of your information.
6. We may share any and all information with third parties for the purpose of marketing and publicity.
7. We may share any and all of the information that you willingly provide us in order to promote our services, contests, surveys and features within our Site.
8. We may use your voluntarily submitted contact details (including your email address) to send you updates, newsletters, promotions and news related to our Site, including requests for ratings and reviews where we are featured on other sites. We may send you information that you willingly agreed to receive regarding topics that we perceive may be of interest to you.
9. We may transfer your details to TrustPilot (http://www.trustpilot.com) for survey purposes. When you agree to provide us with your email address while creating a User Submission, you are implicitly agreeing to expect that we may send you updates, newsletters, invitations and requests, all of which may be forwarded to TrustPilot who may contact you regarding surveys.
10. We will store all of your information within our secure servers unless you directly request us to delete it from our systems.
11. We may choose to disclose your Personal Information or any details that you willingly submit via our Site if we firmly believe that this disclosure may be helpful or beneficial to you to: (i) comply with any applicable law, regulation, legal process or governmental request; (ii) enforce our terms of use including investigation of potential violations thereof; (iii) detect, prevent or otherwise address fraud of security issues; or (iv) protect against harm to the rights, property of safety of the Site, its users, yourself and the general public.
How We Actively Protect Your Information
We undertake appropriate and relevant data collection, storage, processing and distribution practices all of which comply with accepted industry standards for security measures. These measures include the protecting against unauthorized access, disclosure, adjustment or destruction of your Personal Information when it is entrusted to our Site.
Collection of Your Information by Third-Party Sites
If necessary, we may utilize the services of a reputable third party to present or provide advertisements that you may be able to see and access within our Site. These third party advertisement servers may use their own cookies, trackers, clear gifs or relevant technologies to assist with their advertisements, in particular to gauge an advertisement's responsiveness when presented to our audience and users. These pieces of content may change continuously and you should be aware that any external third party sites may include their own privacy policies and customer service policies. You are responsible for understanding any external site's policies when engaging with them outside of our Site.
Advertising
We sometimes feature third party advertisements on our Site. Users can choose whether or not to click and follow any specific advertisements and you should be aware that the third party sites that the advertisements link to may use their own web cookies. These cookies identify your Personal Information and may use this information to contact you directly with information that the third party deems relevant to you. This Privacy Policy does not extend to the use of cookies utilized by any third parties or external advertisers.
Opting Out of Notifications and Contact Requests
As a visitor and viewer of our Site, you implicitly agree to accept that we may send you notifications and information relating to our Site, services, requests for reviews and third party advertisements. You are under no obligation to receive these promotional materials and you can unsubscribe from them by clicking the unsubscribe link location at the bottom of any emails or notifications that you receive from us.
Access to Our Site and User Accuracy
We provide a means in which any and all of our users can access and edit their information that is stored within our Site. This includes contact email addresses, personal details and first/ last names. If you wish to contact us regarding access or incorrect information, as well as names and omissions, then please email us at [email protected]
We wish to maintain a consistent level of accurate information about all of our users to better their experience within our Site. If you would like to delete or correct any inaccuracies within your information, you can send us a request at [email protected] and include as much information as possible so that we can better process your request.
Changes to This Privacy Policy
We maintain the right to update, alter, change and edit any and all aspects of our Privacy Policy at any time. If we choose to do so, we will include the date of our latest update at the bottom of the Privacy Policy. You are responsible for keeping up to date with any and all changes. Any changes will become effective within ten (10) days following the posting of our revisions and by continuing to use our site, you are agreeing that you accept those changes. We encourage all of our users to frequently check our Privacy Policy for updates to help you to stay aware of any changes that we make regarding data collection. By using our Site, you acknowledge and agree that it is entirely your responsibility to review our Privacy Policy frequently to ascertain any modifications and changes to our policies.
Children and Minor Privacy
Our Site has not been structured to attract the attention of children and minors under the age of 13 years. As a result, we do not intentionally collect Personal Information of individuals under 13 years of age and we will delete any and all information if we learn that submitted information has been provided relating to a child under 13 years of age. If you believe that we may have any related information, then please email us at [email protected]
Our California Do Not Track notice
We currently do not take any action with respect to 'Do Not Track' signals as assigned by User choice on their own browsing platform. We may allow third parties, such as advertisers and sponsors, to collect personal identification information about an individual user's online activities relating to our Site.
Your California Privacy Rights
If you are a resident of the State of California, then you may request that certain information and its disclosure be omitted from our database. If you could like to make such a request, then please contact [email protected] and please note that we are only obliged to respond to one request per user each year (365 days).
Company Mergers, Sales or Bankrupty
If now or any time in the future we are acquired, choose to merge or reform with a third party entity, then we reserve the right and option to transfer and assign any and all Personal Information that we have collected to our new premises, database or institute. In the unlikely event of bankruptcy, insolvency, reorganization, receivership or reassignment for the benefit of our creditors, lenders and executives, including the application of laws and regulations, we may not be in a position to control the flow of Personal Information. In any instance, the information will be assigned to purchaser or assignee's own privacy policy/
Your Acceptance of These Terms
Our Privacy Policy and any updates that take place should be considered a part of our Site's terms of use, which is available by visiting creditreportscompared.org/ terms (our 'Terms). By using our Site, you signify, agree and accept our policy in its entirety including the processing of Personal Information for the purposes covered in the above document. If you do not agree to our policies then please do not use or access our Site. Your continued use and returning visitation to our Site deems your acceptance of any and all changes to our Privacy Policy.
Contacting Us for Further Information
If you have any enquiries, comments, feedback or questions about our Privacy Policy, please contact us at:
URL: creditreportscompared.org
EMAIL: [email protected]
This document was last updated November 27, 2014