Credit Report Reviews & Comparison

Editor's Note:

There are currently no special offers for Free Score Finder, but this doesn't detract from the fact that they are competitively and fairly priced.

Summary

Free Score Finder is a credit report company that works to offer you an intuitive and easy to use online system that will help you to stay on top of your financial standing and monitor your personal information for any suspicious activity. You will enjoy access to credit reports and scores from all 3 credit bureaus for a competitive price so you can rest assured that you will have access to the most current information available.

Overview of Pricing

If you are looking for a fairly priced credit report company that will offer you valuable services then Free Score Finder just may be the company for you. Their initial $1.95 fee is a little on the high side, but it is refundable. You can enjoy access to your 3 bureau credit reports and scores and a 7 day trial of their credit monitoring services after the initial fee, with an ongoing monthly membership fee of $29.95 should you wish to continue on with them.

As our need to maintain good credit becomes an everyday financial essential, so does our need to keep track of our credit report information and our credit scores. You might think that simply checking the free credit reports and scores that you are entitled to once a year will be good enough, but in fact discrepancies are rife within the information provided by the three major bureaus. These errors may be as small as irrelevant data or as problematic and costly as hard data, so that's why in recent times it has become so important to use the services of a good credit report company. You need specialists that you can trust to help you to correctly monitor your reports and scores for yourself, so who do you choose to share your important information with? Well, we are taking a look at Free Score Finder to see if they are the right credit report company for you.

Credit Monitoring, Reports and Scores

FreeScoreFinder.com is one of the newest credit report companies on the block that allow you to access all three of your credit reports and scores. They offer you an intuitive and easy to use online system that has an exclusive member's area and this will give you access not just to your reports and scores, but into the real workings behind the information that they provide. You will enjoy the benefits of 24 hour credit monitoring services for all of your credit report files, which are backed up with automated alerts so that you are always in the loop. If there are any alterations that seem suspicious- such as address changes, new account activities or even financial inquiries using your personal information, you can then investigate further and make any necessary arrangements to have them dealt with.

Identity Theft Protection and Tools

When you sign up to Free Score Finder you will be privy to a number of services, tools, and resources that are all custom built to protect your personal and financial information. You will receive exclusive access to credit professionals and educational materials and these will help to advise you with any aspect of your financial standing. If you find that you need to dispute information that is provided on your 3 bureau reports and scores, or if you simply need to remove incorrect information, you can be sure that these resources will help you to manage your needs effectively.

In accordance to this personal support, there is also an identity theft service that aims to help you to restore your credit situation should you fall victim to identity fraud whilst enrolled in their services. It isn't always easy to rebuild your credit score and status after the event of identity theft, but Free Score Finder does their upmost to get you back to where you need to be.

This identity theft service includes coverage of up to $1 million from an exclusive identity theft protection policy. What this policy does is give you access to the means that you need to restore your standing from a financial perspective. Free Score Finder will employ industry specific experts to deal with the individual aspects of your case, for example investigators, consultants and lawyers, and they will put all of the necessary steps into place to both freeze your accounts and reinstate all of the affected areas of your financial health, if need be.

Features and Highlights

Free Score Finder also offers these extra features and highlights:

• Fraud Resolution Services
• Up-To-Date Fraud Alerts
• Unlimited Toll-Free Customer Service Phone Line
• Credit Management Guidelines

Customer Service

If you visit the 'Contact Us' page there is an online form that you can fill in to contact the customer service team. This is unusual for credit report companies to employ this method of communication, but it's not necessarily a problem as you will receive an answer to your inquiry via email soon after. There is a mailing address and even a toll free phone line that only customers have access to, so you know you won't be waiting around. If your needs are a little bit simpler, their FAQ section may be able to answer anything you need to know.

Sign Up Process

To sign up you will simply need to complete a series of web forms and then verify your identity. This is industry standard for most credit report companies, although the verification section may need a bit more of your time because they will use information from your credit files to be sure that you are who you say you are. They will require your social security number and credit card information, but again this is nothing new.

Pricing Concerns

Free Score Finder requires a refundable $1.95 fee which entitles you to your initial reports and scores and a 7 day trial of their credit monitoring services. The ongoing monthly membership fee currently stands $29.95.

Overall

On the face of it Free Score Finder seems to host a solid standard service. The combination of credit report and score access, monitoring, alerts, and educational materials make this a worthwhile company to trust in, but there are more comprehensive sites out there if you are looking for a little bit more in the way of security. Their pricing is fair, although the initial fee is a little on the high side. You do gain access to credit reports, scores and monitoring from all three bureaus and not all credit report companies can boast this.